Terms of use
These terms apply to everyone who reads saudeanimal.com or subscribes to The Saude Animal Sunday Note. Last updated .
1. Publisher
The site is published by FinanceAdvice OÜ, Mäe tn 2a-25, 13628 Tallinn, Harju maakond, Estonia, registry code 14552772, VAT EE102097416. Full details are in the imprint.
2. Sponsored, general information
Saude Animal is a private, sponsored information site. Its articles are paid for and published by FinanceAdvice OÜ, which is why every page carries the notice “Advertisement · Sponsored content from FinanceAdvice OÜ”. The content is general information about pensions, taxes, health programs, housing and household money in Canada. It is not financial, investment, tax, legal or medical advice and does not take account of any reader's personal circumstances.
All amounts, examples and calculations are illustrative. They are not promises, quotations, forecasts or statements of any reader's entitlement. Benefit amounts, tax rules and program conditions change and depend on individual circumstances; always confirm with the official source or a qualified professional before acting.
3. No government affiliation
This site is not a Government of Canada, Service Canada, Canada Revenue Agency or provincial or municipal government website and is not affiliated with, endorsed by or connected to any government body. We do not process applications for any benefit, credit or program, we charge no fees, and we never ask for a Social Insurance Number, banking details or government account credentials. For your own payments and records, use My Service Canada Account, your CRA account or the relevant government office directly.
4. Accuracy
We check figures against official sources and show the date of that check in each article. Despite that care, errors and outdated information are possible. If you notice one, please tell us at info@saudeanimal.com. Links to other websites are provided for convenience; we are not responsible for their content.
5. The newsletter
The Saude Animal Sunday Note is free. Subscription requires confirmation by email, and you can unsubscribe at any time through the link in every issue. Reading the site never requires a subscription. How we handle your email address is described in the privacy notice.
6. Copyright
Texts, layout and images on this site are protected by copyright. You may print or share links to articles for personal, non-commercial use. Any other reproduction requires our written permission. Icons are used under licence from their creator.
7. Liability
To the extent permitted by law, FinanceAdvice OÜ is not liable for losses arising from decisions taken on the basis of general information on this site. Nothing in these terms limits liability that cannot be limited by law, including for intent or gross negligence, or any rights you have as a consumer that cannot be waived.
8. Governing law
These terms are governed by the laws of the Republic of Estonia. If you are a consumer, this choice of law does not deprive you of the protection of the mandatory consumer laws of the country or province where you live, and you may bring proceedings in the courts that are competent under those laws.
9. Contact
Questions about these terms: info@saudeanimal.com or +372 503 1715.